What are the primary access to health care concerns of the U.S. public? Week 4 DQ 2 In the U.S. can a low-income person receive access to high quality care? What policies are in place to promote this? Week 4 Midterm Exam 1. Question : (TCO 1) Which statement most accurately describes the relationship between health insurance and health? Student Answer: 1- Compared with the insured person the uninsured tend to be diagnosed at later stages of life-threatening illnesses.(Chapter 3 pg 21-22) 2- Having health insurance has no impact on a person’s overall health. Genetics and lifestyle choices are the only factors proven to impact health. 3- In an effort to avoid high-cost hospitalizations the uninsured are more likely to practice health maintenance behaviors than those with insurance. 4- People who have health insurance display a 25 percent increased risk of dying when compared to the uninsured. 2.Question : (TCO 2) Which of the following are stakeholders in health care policy? Student Answer: 1- Individuals Businesses Consumers and Purchasers(Answer located on page 193 in textbook) 2- Purchasers Medical Suppliers Providers and Businesses 3- Providers Hospitals Physicians and Insurers 3.Question : (TCO 3) Proportional payments are ________________. Student Answer: 1- The ratio of payment to income that is the same for all classes. (Chapter 2 pg. 14) 2- payments that take a falling percentage of income as income increases. 3- payments that take a rising percentage of income as income increases. 4-A set fee regardless of income. 4.Question : (TCO 4) Which of the following is an effective cost control mechanism?